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All original material contained on this website is the copyrighted intellectual property of Michael Francis Williams and may not be used without permission.  Michael Francis Williams maintains all intellectual property rights to this material.  So there!

                                                                                                                                                               

Fair use guidelines:

Original material on this website may be downloaded, stored, printed, emailed, copied, or otherwise distributed for personal use as long as the material is distributed unedited in its original format with the author's (Michael Francis Williams') name clearly attributed on each copy.

The material is meant for independent study by students and others interested in economics.  It is not meant to be used by economics instructors in organized classes (at a college or university, for example).  The material may NOT be used by economics instructors unless consent is given by Michael Francis Williams.

 

 

Website author:   

Michael Francis Williams
Assistant Professor of Economics and Finance
Cameron School of Business
University of Saint Thomas
Houston, Texas  USA  77006

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(This website is not affiliated with the University of St. Thomas in any way.  UST is a fine place to work, though.)

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